Thursday, 22 February 2018

Businesses You Can Start Tomorrow | Michael Bach Atlanta

Say you want to start a business: You’re not alone. Many people dream of being their own boss, calling the shots and becoming an entrepreneur. But there are no guarantees in business, and no matter how good your idea is or how hard you work at it, there’s still a chance you could fail.

Bust down those cubicle walls and be your own boss. We’re not talking about the next Google, Microsoft or General Electric, but these ideas are tidy, profit-generating outfits all the same. If you want to ensure the security of your future and the future of your potential business, consider starting one of these lower-risk businesses.


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Tuesday, 13 February 2018

Michael Bach Atlanta Workers Safety Tips For Minimizing Risk on Highway & Road Construction Sites

The National Institute for Occupational Safety and Health (NIOSH) reports that roughly 20,000 construction workers are injured each year in highway and street construction accidents. According to the Bureau of Labor and Statistics, approximately 100 construction workers are killed each year – 101 in 2008, 116 in 2009, 106 in 2010, 122 in 2011, 133 in 2012 and 105 in 2013. Census of Fatal Occupational Injuries (CFOI) data indicates that 55% of fatalities occur within the work zone itself.


The leading cause of roadside worker injuries and fatalities is contact with construction vehicles and equipment. Workers operating construction equipment are most likely to be injured by collisions or overturning equipment. They might also be caught in equipment while it is left running.

More than half of fatalities caused by run-overs or back-overs involved construction vehicles. Such collisions have been attributed to limited visibility around equipment, with statistics concluding that 29% of workers were cleaning or repairing, 28% walking along the road and 18% directing traffic. NIOSH provides blind area diagrams to assist in visualizing areas that can’t be seen by equipment operators.

According to the Associated General Contractors of America (AGC of America) Highway Worker Safety Program, there are four basic hazards known as the Focus Four Hazards. These include:
  • Falls, due to improperly constructed surfaces and unprotected edges
  • Struck-bys, due to vehicle strikes and falling or flying objects
  • Caught-in-betweens, due to rotating equipment and unguarded parts
  • Electrocutions, due to contact with utility lines and live circuits
The following conditions increase dangers for all construction workers:
  • Constricted work sites
  • Inclement weather
  • Low light
  • Reduced visibility
  • Vehicle congestion
Flaggers, who signal drivers to drive cautiously while passing through a work site, run the risk of being struck by vehicles or construction equipment. It’s especially dangerous when flaggers can’t be seen by motorists or equipment operators.

With the steady increase of traffic congestion around the country, more construction work is scheduled at night; although the combination of increased traffic and night work compounds safety considerations for highway construction workers. 25% of accidents occur in the evening although less than 9% of the work force is on duty.

All workers should be careful not to assume they can be seen by equipment operators or motorists. You’ll need to make sure that motorists slow down and equipment operators acknowledge your presence.

If you’re supervising or managing a highway construction project like Michael Bach Atlanta do, consider the following tips on how to keep highway workers safe with administrative controls:

Complete a Risk Assessment – A risk assessment, based on OSHA regulations and standards outlined in the Manual on Uniform Traffic Control Devices, will help identify the risks workers face. The plan should outline what measures are needed to eliminate or mitigate those risks.
Train Workers on a Safe Work Zone – Be sure to train workers on how to set up and maintain a safe work zone. Anyone flagging traffic should know to follow the safest practices. When it comes to traffic control, it’s important to warn motorists of traffic zones far in advance.
Require Equipment Training – Be sure that employees know how to maneuver around equipment and take all precautions for their own safety and that of others.
Encourage Responsibility – Encourage employees to take some time to walk around the site and check for hazards.


You can also use engineering controls to protect your workers, such as:

Separate Workers from Traffic – be sure to separate workers from traffic as much as possible; although some workers will need to be flagging traffic in the road. Flaggers should know never to turn their backs to oncoming traffic.
Establish Safe Traffic Flow – To ensure that workers and vehicles move around the work site safely, it’s vital to establish where workers can enter and leave the site. There should also be procedures for when construction equipment is backing up and where it could come into contact with workers.
Consider Which Vehicles to Use – Traffic speed and the size of the work site are key factors in determining which equipment to use.
Improve Visibility- It’s important to ensure as much visibility as possible for workers. If visibility is low, use spotters to look out for potential hazards. Use of reflective uniforms also helps improve visibility. Additional work lighting may be necessary in addition to reflective tape on equipment.
Use Proper Safety Barriers – While light traffic might call for orange safety cones, heavy traffic may require barrels, or even temporary concrete barriers.
Mark Utility Lines – Identifying utility lines will help prevent electrocutions.
Ensure that Employees Are Vigilant Around Moving Equipment – It’s important that employees never stand in front of or behind an operating vehicle since equipment can often block an operator’s field of vision.
Manage Noise Level – Be sure to monitor noise level to prevent hearing loss. You should advise workers to wear earmuffs or earplugs to protect them from high-decibel noise.
Consider New Technology to Improve Safety – Glass-beaded paint better reflects oncoming headlights at night and makes it easier for motorists to exercise added caution. Electric signs with alternative warnings can give workers some warning when someone drives through a barricade. Rumble strips are a useful way to communicate caution and remind drivers that they’re entering a work zone.
Make Sure Employees Wear Personal Protective Gear – Construction workers should always wear appropriate protective gear such as hard hats, reflective clothing and steel-toed shoes.
With improved visibility, safe maintenance of traffic as well as sufficient planning and communication, many potential hazards can be avoided.

OSHA regulates employers to provide construction employees with proper personal protective equipment (PPE), used to supplement administrative and engineering safety controls. OSHA standards provide criteria for personal protective equipment, including protection for the head, feet, eyes, face, hearing and respiration. It could be the last defense between a worker and a possible injury.

A risk assessment will determine what personal protective measures work best at a given construction site. Such an assessment will require some, if not all, of the following.

Head Protection – Hard hats protect against impacts from fixed and falling objects. Some hard hats may come equipped with face shields or ear muffs. Helmets should fit properly and never be altered. They should also be replaced after any heavy blow. Be sure to inspect them periodically for cracks or
Eye and Face Protection – Hard hats don’t protect the face, which makes safety goggles or face shields very important. When it comes to cutting, grinding, welding, or nailing, eye protection is essential. They should also be worn when working with concrete or harmful chemicals, or when exposed to electrical hazards. Goggles might be tinted and some offer side shields.
Foot Protection – Steel-toed boots will prevent toes from being crushed due to falling objects. Construction workers should also wear slip-resistant, puncture-resistant soles.
Respiratory Protection – When employees work with paint or are exposed to toxic airborne substances, respiratory protection is vital. Respiratory protection can protect against pesticides, paint spray, fumes and even dust. Respirators must also be cleaned to remain effective.
Hearing Protection –Be sure to use earplugs or earmuffs in work areas with high noise levels.
Hand Protection –Workers will need heavy-duty rubber gloves for concrete work and welding gloves for welding. Electrical hazards require insulated gloves and sleeves. Be sure to keep gloves snug.
High-Visibility Clothing–When visibility may be impaired, reflective clothing will be necessary.

There are also additional considerations for anyone managing a construction team, to ensure protective gear doesn’t create dangers:

It’s not enough to wear personal protective gear. Such gear should also be worn correctly to protect workers against dangers. Training may be necessary.

Michael Bach Atlanta Supervision remind employees to check clothing, to ensure loose clothing or hair doesn’t get caught in machinery. Fall harnesses should be worn snugly so there are no dangling straps.

Supervisors should make sure employees face equipment when dismounting, in case clothing is caught in the machinery.

You should also wear hats and use sunscreen to protect yourself from the sun. Drinking a cup of water every 20 minutes will help prevent dehydration.

Monday, 29 January 2018

The Importance of Michael Bach Atlanta Construction Safety Vests

Development job atmosphere can, and actually ARE just crazy. The world is risky for several of reasons; the work Michael Bach Atlanta is executing needs a lot of continuous real durability, significance things can drop on the person and harm them. Another purpose that is very usually ignored, are the non-workers or individuals. Whether focusing on the section of a way to fix a broken range or working in the very centre of a way to shut a gap in the concrete, these employees can be hit by shifting visitors at any given second. Wearing progress security vest is essential to prevent harm and clothed in one will increase the amount of exposure a motorist have for the staff member. The indication selections along the cover as well as the shiny an indication orange and yellow-coloured will make sure the staff member is seen in an extended way. If employees can be seen quickly, the possibilities of him/her getting harm by a car are reduced extremely.

Protect Against Incidents

Construction street part accidents and fatalities are very typical nowadays due to the consequence of improved car utilization. With a simple security system such as progress security cover, huge numbers of these accidents and fatalities can be ignored absolutely. Not only can individuals get seriously harm if they don't use them, but circumstances can be approved against the company if a security cover was not given. Michael Bach Atlanta Centered on on how serious an harm is to employees, the healthcare center expenses can add up to thousands and thousands, and the company can also be arrested for carelessness. (This might price an company many of dollars). This will keep one sensation responsible for the incident and their pockets in shambles. Why threat anything at all when a security cover can prevent all of this?

Very Cost-effective And Comfortable

Not only are these Michael Bach Atlanta vests cost-effective, but they are relaxed as well too. An employee's security factors are an organizations top problem, but making sure the staff member is as relaxed as possible is also extremely essential. Convenience will make sure progress employee is able to do at his or her best for the essential working time without taking several smashes because of upsetting devices. Convenience is vital when growth tasks need a lot to go. These growth security vests are mild and relaxed to go around in. They are suitable for even most challenging of tasks because of their durable yet mild material.

Of course, employees have to be seen by motorists to prevent harm, but they also have to be seen by their other co-workers. This is often ignored in growth because motorists are the primary way to obtain accidents and fatalities to growth employees. Large devices are often managed at progress site, and if the one your item or service can not see another co-worker, he or she can be harmed just as seriously as with a personal automobile, if not more serious. Cranes, bulldozers and believe it or not, even jackhammers have been known to do harm on the job to other employees due to inadequate exposure. Don't let something like this occur. Michael Bach Atlanta concern about employees safety he always suggest and check the safety issues.

Friday, 19 January 2018

Michael Bach Atlanta Road Construction Work Zone Safety Tips

As summer start Michael Bach Atlanta highways, road construction starts.Warmer weather means that roadwork season is in full effect which means more and more work zones are popping up on our interstates, highways, and streets. It’s also the time of year when more people are on the road traveling greater distances to the beach, mountains and other vacation spots.

Have a Plan

Every road construction project should have a transportation management plan. The plan should consist of a temporary traffic control plan to protect workers by safely conducting traffic around or through the work zone. You should also have a traffic control plan for inside the work zone that manages the flow of heavy equipment, construction vehicles, and workers. Michael Bach Atlanta always gives priority to workers  safety.

Properly Control Traffic

The work zone should consist of an advanced warning area with warning signs alerting motorists of upcoming changes in driving conditions, a transition area using traffic control devices for lane closures and traffic pattern shifts, a buffer area, the work area and a termination area to allow traffic to resume back to normal and a sign indicating that the work zone has ended.

All traffic control devices whether it’s cones, barrels, barriers or signs should comply with the Federal Highway Administration’s Manual on Uniform Traffic Control Devices (MUTCD) along with any state agency requirements.

Create Separate Work Areas

Road construction work zones are busy areas usually with several work activities taking place at the same time. To avoid accidents, use cones, barrels, and barriers to clearly delineate specific areas of the work zone such as material storage, areas where heavy equipment is being used, vehicle parking and safe areas for workers on foot to move about in.

Wear Proper Safety Equipment

Proper safety equipment should be worn by all personnel inside the work zone. Personal protective equipment (PPE) including hard hats, steel-toed boots, highly visible clothing and, depending on the noise levels, hearing protection. Michael Bach Atlanta always advices workers to wear safety equipment safety is  Michael Bach Atlanta first priority.

All PPE should meet or exceed the American National Standards Institute’s (ANSI) developed standards. All highly visible clothing whether it’s a vest, jacket or shirt should be bright fluorescent orange or lime/yellow and have visible reflective material especially if working at night and should meet ANSI Class 2 or 3 standards.

Be Aware of Your Surroundings

Regardless of what your job duties entail in the work zone, you should always be mindful of what’s going on around you. Avoid walking behind any vehicles that may be backing up or into the swing radius of heavy equipment.

Whenever possible, face traffic while inside the work zone or have a spotter available when your back is turned. Spotters should also be used to monitor the movement of vehicles and heavy equipment inside the work zone in addition to monitoring traffic to alert workers to any potential dangers.

Avoid Blind Spots

Vehicles and heavy equipment are constantly moving about inside the work zone including dump trucks, compactors, pavement planers, excavators, pavers, and rollers. Operators should ensure that all mirrors and visual aid devices are attached and operating properly including backup alarms and lights.

If you are on foot and working near these machines while in operation remember that the driver has a limited line of sight. Always stay in visual contact with the driver. A good rule of thumb to follow is that if you can’t see them then they probably don’t see you.

Have a Competent Person on Hand

Michael Bach Atlanta every work site have A competent person who should be onsite whenever work is being performed. Per OSHA, a competent person is someone “capable of identifying existing and predictable hazards in the surroundings, or working conditions which are unsanitary, hazardous, or dangerous to employees, and who has authorization to take prompt corrective measures to eliminate them.” A competent person is needed to conduct hazard assessments and regular inspections of the worksite.

A competent person is also needed to select the appropriate class of PPE to be used by workers and to approve the appropriate types of traffic control devices. Workers should report any unsafe hazards or equipment to the competent person assigned to the work zone so they can be corrected immediately.

Start Each Workday with a Safety Meeting

In addition to ensuring that all personnel at the jobsite have the proper training required it is also a good idea to have a quick safety meeting before work begins. Since conditions can change greatly from day to day in the work zone workers should be briefed on the work activity scheduled each day and notified of all potential hazards. Michael Bach Atlanta always check attend safety meeting whenever possible alweays suggest manger to keep eye on evry safety measure and  laways provide safety equipment to the workers. This is also a good time to ensure that all workers have and are wearing the proper PPE required for the work being done that day.

Have a Site Specific Safety Program

Every road construction project is different and each work zone has its own unique hazards and challenges so creating a safety program geared specifically for the site can go a long way in preventing accidents.

The site specific safety program include identifying all hazards and plans to control and mitigate them, schedules to routinely inspect all equipment and material, a plan for first aid and emergency medical care in the event of an accident and safety training schedules for all employees.

Stay Hydrated

Workers performing road construction are susceptible to overexertion and heat-related illnesses. Asphalt absorbs 95% of the sun’s rays and asphalt temperatures can easily be 30° F or higher than the surrounding air temperature. In every meeting Michael Bach Atlanta suggest everyone to stay hydrated. In Every Highway Construction lots of heat produce through burning of Asphalt, stone, coal etc.

Workers should drink plenty of water or liquids high in electrolytes like sports drinks or coconut water. Workers should also get out of the heat and sun as much as possible especially on extremely hot days to avoid heatstroke, dehydration and heat exhaustion.

Monday, 25 December 2017

Michael Bach Atlanta Tips for Investing in the Right Startup Inspired by Warren Buffett

As in recent interview people ask Michael bach Atlanta whose your inspirqations is inspired by
Widely considered one of the most successful investors of all time, Warren Buffett attributes much of his success to his disciplined adherence to an investment formula. Primarily a value investor, Buffett sticks to a rigid set of parameters when evaluating investment opportunities. Given his success, it’s not surprising that over the years, so many have tried to emulate his investing style when making decisions about their portfolios. Difficult as this may be when assessing stocks, trying to apply his philosophies when evaluating startup investments is even more challenging.

Startup ventures typically have little or no income, making many of Buffett’s models for evaluating the intrinsic value of a company extremely hard to calculate. Furthermore, startups don’t have track records that can be studied to understand their stability. The result is that startup investors that seek to invest using Buffett’s principles, a.k.a Buffettologists, must rely on some of Buffett’s more qualitative parameters when assessing an early-stage company.

Outlined below are three Warren Buffett-inspired investment tips to help you identify promising startup investment opportunities.

1) Invest in a great team
One of Buffett’s core investment principles is investing in a great management team. While this may seem like an objective criterion, Buffett and other industry experts have come up with quantitative factors to gauge the likelihood of success in entrepreneurs. Michael Bach Atlanta discusses in his book The Guru Investor that Buffett looks for companies with a 10-year average ROE (return on equity) of at least 15%. According to Buffett, this metric is a direct indicator of how capable management is of handling their company’s finances. Anything less is a sign to Buffett to stay clear of that company.

Outlined below are three Warren Buffett-inspired investment tips to help you identify promising startup investment opportunities.

1) Invest in a great team
One of Buffett’s core investment principles is investing in a great management team. While this may seem like an objective criterion, Buffett and other industry experts have come up with quantitative factors to gauge the likelihood of success in entrepreneurs. Michael Bach Atlanta discusses in his book The Guru Investor that Buffett looks for companies with a 10-year average ROE (return on equity) of at least 15%. According to Buffett, this metric is a direct indicator of how capable management is of handling their company’s finances. Anything less is a sign to Buffett to stay clear of that company.

Investing in serial entrepreneurs is another way to help identify potentially successful startups. According to a study published in the Harvard Business Review, experienced entrepreneurs (failed entrepreneurs included), have a much higher predicted success rate then first time entrepreneurs.

When you invest in a startup, you invest in the company’s management. Finding a company with responsible, experienced leaders meets the Buffett standard for investing in a great team.

2) Invest in what you know
Warren Buffett is known for investing in companies with simple businesses models. Companies like The Coca-Cola Co, Wal-Mart Stores, Inc. and Exxon Mobil Corporation are all great examples of these easy to understand companies from the Buffett portfolio.

This basic Buffett investment strategy has been applied to angel investing and has even been statistically proven to improve ROI in startup investing. The Kauffman Report, which was the largest research report on angel investing, found that investment multiples were twice as high when angels invested in industries that they were familiar with. Expertise in a specific industry helps investors differentiate between the truly remarkable companies from the simply ordinary. Peter Lynch, renowned stock investor and ex-manager of Fidelity’s Magellan Fund, coined the investment mantra “invest in what you know,” to help investors identify undervalued stocks in their industry of expertise.

3) Find companies with recurring revenue
One measurable metric that Buffett requires of all his investments is recurring annual revenue and clear earnings predictability. One sure way for a company to generate recurring revenue is by selling a product that addresses a huge market with perpetual demand. Take razor blades for example. In 1989, Berkshire Hathaway purchased $600 million of preferred stock in Gillette, a leading manufacturer of shaving razors. Gillette was acquired by Procter & Gamble Co in 2005 for $57 billion, valuing Berkshire Hathaway Inc.’s stake in Gillette at a humble $4 billion.

Today’s startup/tech equivalent would be software as a service (SaaS) technologies that usually charge their customers based on a monthly subscription fee. Monthly recurring revenue (MRR) is a great way to show potential investors a consistent source of revenue as opposed to relying on large individual sales. As a startup investor, look for companies that can present solid (and simple) business plans that provide clear earnings predictability for the future.

Startup Investment Platforms

While startup investing hasn’t been a typical Buffett investment, it has managed to garner the interest of like-minded “value investors.” Michael bach Atlanta is a serial entrepreneur and professed value investor. His latest company, OurCrowd is a platform that provides accredited investors with unprecedented access to investments in innovative technology startups. The investment opportunities available on the OurCrowd platform are all pre-screened by Medved and his team of veteran startup investors and analysts. The platform also offers professionally negotiated deal terms and due diligence summaries to help educate investors and mitigate some of the risk involved in startup investing. OurCrowd is introducing a whole new asset class to value investors and revolutionizing the way people manage their investment portfolios. You can learn more about OurCrowd by visiting

Wednesday, 20 December 2017

Michael Bach Atlanta Differenciate Between a Mutual Fund and a Hedge Fund

Michael Bach Atlanta Hedge funds and mutual funds are both “pooled” vehicles, but there are more differences than similarities.  For instance, a mutual fund is registered with the SEC, and can be sold to an unlimited number of investors.

Most hedge funds are not registered and can only be sold to carefully defined sophisticated investors.  Usually
Michael Bach Atlanta hedge fund will have a maximum of either 100 or 500 investors.   Mutual funds may advertise freely; hedge funds may not.

Other differences include:

Flexibility –
Michael Bach Atlanta the hedge fund manager has fewer constraints to deal with; he can sell short, use derivatives, and use leverage.  He can also make significant changes to the strategy if he thinks it is appropriate.  The mutual fund manager cannot be as flexible.  If he changes his strategy, he will be accused of “style drift”.

Paperwork – a mutual fund is offered via a prospectus; a hedge fund is offered via the private placement memorandum.

Liquidity – the mutual fund often offers daily liquidity (you can withdraw at any time); the hedge fund usually has some sort of “lockup” provision.  You can only get your money periodically.

Absolute vs. Relative –
Michael Bach Atlanta hedge fund aims for absolute return (it wants to produce positive returns regardless of what the market is doing); the mutual fund is usually managed relative to an index benchmark and is judged on its variance from that benchmark.

Self-Investment –
Michael Bach Atlanta the hedge fund manager is expected to put some of his own capital at risk in the strategy.  If he does not, it can be interpreted as a bad sign.  The mutual fund does not face this same expectation.

Tuesday, 4 July 2017

Michael Bach Atlanta | Oil rises more than 2 percent as U.S. crude output slows

Oil rose more than 2 percent on Monday, resuming its longest stretch of daily gains in more than five years after data pointed to diminished U.S. output, though analysts said news of rising OPEC production could cap gains.

Brent crude futures closed up 91 cents, or 1.9 percent, to $49.68 a barrel. The price rose 5.2 percent last week for the first weekly gain in six.

U.S. crude futures closed up $1.03, or 2.2 percent, to $47.07 a barrel, an almost one-month high. U.S. crude futures trading volumes were low a day before the U.S. Independence Day holiday.

Crude was up for an eighth straight session, the longest stretch of gains since February 2012.

"It’s all about market sentiment," said Commerzbank senior oil analyst Carsten Fritsch. He cited a 100,000 barrel per day drop in U.S. production due to tropical storms and maintenance, as well as a decline in U.S. rig count.

"These... (temporary) factors outweigh the sharp increase in OPEC oil production in June... and the continued increase in Libyan and Nigerian output, at least at the moment," he said.

Speculators in Brent crude futures and options raised their bets against a sustained price rise to the highest level on record in the latest week. In a note on Friday, Citibank wrote that the managed net long position was the smallest since January 2016.

After 23 straight weeks of increased rigs, drilling activity for new oil production in the United States fell for the first time since January, dropping by two rigs, while U.S. government data showed crude output fell in April for the first time this year.

"We think the fall in prices has caused U.S. output growth to slow," Standard Chartered wrote in a note on Monday, "Revisions for May and June will confirm that supply is growing at a significantly more modest rate than the market has believed up to now."

The oil price is down more than 12 percent this year, with strong global demand insufficient to absorb rising output from the United States, Nigeria, Brazil, the North Sea and Libya, which has risen to more than 1 million barrels per day.

Output from the Organization of the Petroleum Exporting Countries hit a 2017 high. June OPEC production rose 280,000 bpd to 32.72 million bpd, a Reuters survey showed, despite the group's pledge to hold back output.

On Monday at an event in London, Iraq's oil minister, Jabar al-Luaibi, said the country has the right to achieve oil output in line with its crude reserves.

(Additional reporting by Amanda Cooper in London, Henning Gloystein in Singapore; Editing by David Goodman and Leslie Adler)